Welcome to First Security Financial Services website. We are your "home" for no money down home purchase loans. Please navigate through our website and and contact us with any questions you may have about buying a home, refinancing your home or applying for a home loan. Your business is very important to us and we will do everything we can to we earn your business. First Security specializes in home purchases for all credit types, A thru D and in all income types. It does not matter if you have an 800 credit score and income that is easily verifiable income or a 505 credit score with very hard to document, we have a loan for you.
Little or No Money Down Home Purchases
Specializing in first time homebuyers and little or no money down purchase loans has helped to increase our business dramatically over the past couple of years. In 2005 roughly forty-three percent of first time homebuyers bought their homes without putting any money down for a down payment. This is why we have put so much time and effort into specializing into first-time homebuyers and no money down home loan financing. Buying a home can be a very exciting and rewarding experience, however it can also be a very scary and daunting experience without working with the right mortgage professional. Call or email a licensed mortgage professional here at First Security Financial Services to make sure you find your right personal mortgage professional/loan officer.
Refinancing is a very common practice done by the majority of homeowners at least once if not many times over the life of their loan. The average American homeowner sells or refinances their home approximately every 5 years. People refinance for many different reasons. They refinance to lower their interest rate and payments, lower or increase their loan term, consolidate debt, pay off tax liens and/or judgments, use the equity in your home to take out some extra cash for investing, do home improvements and remodeling, switch from an ARM to a fixed rate or vice versa, and many other reasons. There is an old myth about only refinancing if you can lower your interest rate by at least 2%. This is exactly that, a myth. The people who still believe in this myth do not pay your bills nor know or understand your certain situation. Because there are so many reasons that you may want to refinance, it may make sense for you to refinance even when your rate actually increases instead of decreases. When you are considering refinancing make sure you shop your mortgage options around between at least 2 different lenders to make sure that you are receiving a good deal on your mortgage loan.
If you have any questions regarding our products, you can contact us by calling or e-mailing us and we'll get back to you as soon as possible. Thanks!
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First Security Financial Services has loan programs for first time homebuyers, all credit types, hard to document income, interest only loans, Pay Option ARM loan, and much, much more.